Pacific Coast Shipyard Metal Trades Trust
Shipyards UA 32 members have access to high-quality benefits through the Pacific Coast Shipyard Metal Trades Trust. Below is an overview of benefits available to you and your eligible family members.
Your Plan Benefits
The Trust is committed to providing Local 32 members with a comprehensive benefits plan, including medical, prescription, ancillary benefits, pension benefits, and more. For any questions, please visit the plan administration site or call (844) 403-0032.
Click on the tabs below to learn more about your full plan benefits.
- Medical Benefits
- Other Plan Benefits
- Pension Plan
- Trust & Will
Kaiser Permanente Medical Network
Participants on the Kaiser Permanente plan have access to thousands of providers at Kaiser Permanente medical centers as well as a number of contracted community physicians. Coverage includes:
Medical services, including physician and hospital services
Behavioral health and chemical dependency services
Medical supplies and equipment, and more!
Although you may see a provider outside of the Kaiser network, please note that you will incur higher costs by going out of network as services may not be covered.
FIND A PROVIDER: Find an in-network provider online or call Kaiser at (888) 901-4636.
Prescription Coverage
Kaiser Permanente Medical Centers have pharmacies across Western Washington and offer mail-order and online service options.
Kaiser Permanente has a list of medications called a “drug formulary,” which are covered through the plan. The list includes both generic and certain brand name drugs. If your physician determines that you need a particular medication for a drug that is not on the list your physician can request that it be covered, and Kaiser will review the request for approval. To check whether your prescriptions are covered, or find a location near you, please visit Kaiser Permanente’s website.
Other Plan Benefits
In addition to health and wellness benefits, Local 32 members have access to a variety of other plan fringe benefits.
Dental Benefits
Choice of Dental Coverage Your Trust Fund Health and Welfare Plan offers you a choice of dental care plans:
The primary dental coverage that is insured by Standard Insurance Company.
A prepaid dental program is offered through Dental Health Services
An Evidence of Coverage/booklet describing one of the dental plans (along with the appropriate enrollment form) may be obtained from the Trust Fund Office.
Reinstatement of Coverage Enrollment for dental benefits is optional. If you decline to enroll when you are first eligible, or if you drop your dental coverage during any subsequent open enrollment period, you will be required to enroll in the dental HMO option for the first two years upon re-enrollment. However, if your eligibility for coverage terminates and is later reinstated, the plan in which you were enrolled before eligibility terminated will automatically be reinstated unless you have not been eligible for benefits for one year or longer. You may not change coverage until the next open enrollment period.
Vision Benefits
The Trust Fund Health and Welfare Plan provides vision benefits to all eligible active employees and Dependents through Vision Service Plan (VSP). Vision coverage is only available if dental coverage is also elected.
You can locate a vision provider by visiting www.vsp.com.
Life Insurance
This is an “employee only” benefit. If you should die while you are an active employee eligible for Plan benefits, your beneficiary(ies) will be paid the amount of your life insurance coverage, $10,000.
For complete information regarding the life insurance benefit, please refer to the insurance policy provided by Standard on file at the Trust Fund Office.
Accelerated Life Insurance Benefit for Qualifying Medical Conditions
The Standard Insurance Company Policy allows you to receive an advance payment of up to 75% of your life insurance benefit if, while you are insured:
You qualify for waiver of premium and
You are terminally ill with a life expectancy of less than 12 months.
This advance payment is called an “accelerated benefit.” Standard may have you examined at its expense in connection with your claim for an accelerated benefit. Any such examination will be conducted by one or more physicians of Standard’s choice. You may elect an accelerated benefit once in your lifetime. This benefit will be paid to you in a lump sum. If you recover from your qualifying medical condition after receiving an accelerated benefit, you will not have to refund the payment to the insurance company. The amount of your insurance after payment of the accelerated benefit will be reduced by the amount of the accelerated benefit and an interest charge.
Employee Accidental Death & Dismemberment (AD&D)
This is an “employee only” benefit. The full amount of your accidental death benefit is payable, in addition to your life insurance benefit under the Plan, if you should die as a result of an accidental injury while you are eligible for Plan benefits. If you lose a limb or your eyesight, as a result of an accidental injury, the accidental dismemberment benefit is payable. For a copy of the booklet explaining the accidental death and dismemberment benefits available, please contact the Trust Fund Office
Short Term Disability
If you are totally disabled due to illness or injury not related to your occupation, the Plan will pay weekly benefits as long as you are disabled, for up to the 39-week maximum even though your coverage may have terminated during the 39 weeks. Contact the Trust Fund Office for more information. Please note this benefit is not applicable to California employees, who are eligible for weekly disability benefits under state-mandated disability insurance laws.
Please see your plan booklet for full details and exclusions.
United Association National Pension Fund
The United Association National Pension Fund provides retirement benefits for employees who are part of UA Local 32. As a defined benefit plan, contributions are made on your behalf by your employer, and participants do not make direct contributions. Your UA pension plan offers you monthly retirement income based on the contribution amount, hours worked, number of years of service, and age at retirement.
About your plan benefits
Participation
You become a participant in the Pension Plan the first date your employer is required to make contributions to this Plan on your behalf.
Contributions
Contributions are made by your employer and are based on your hours worked, years of service, and your age at retirement. Participants are not allowed to directly contribute to the Plan.
Vesting
Being vested in the Plan means that you have the right to the benefits you have earned, and they cannot be forfeited. You are vested once you complete 5 years of service with at least 870 hours of covered employment per calendar year. Please note, if you leave your covered employment before you are vested you could forfeit your benefit.
Receiving benefits
If you are vested, you become eligible for benefits either at normal retirement, or if you meet the requirements for early retirement, or if you are permanently or totally disabled. Benefits are paid according to the payment option you choose when you retire and cannot be changed after the effective date of your pension (even if you get divorced or married after you retire). If you die before you retire, your spouse or beneficiary will be eligible for a benefit provided you are vested in the Plan.
Actions to take prior to retirement
Designate your beneficiary. In case of your death, it is important that you have designated your beneficiary to ensure they receive your earned benefits
Keep your contact information up to date with the Fund
Gather documents you will need to expedite your application, such as:
- Proof of your age – certified birth certificate or passport
- Proof of your spouse’s age – certified birth certificate or passport
- Proof of relationship status – marriage certificate, divorce decree, etc.
Applying for benefits
Applying for your retirement benefits is a three-step process:
At least 3-6 months before you retire, call the Fund office at (800) 638-7442 and request a retirement application or visit www.uanpf.org. Submit the form with required documentation.
After your last day of employment, you will need to request that your employer send the Fund office a report of your final hours of employment.
Once you are determined eligible for retirement, an Election of Benefits Form will be sent to you. Please complete with your selections and return it to the Fund office.
Who to contact
If you have questions, need a form, or additional information, please visit www.uanpf.org or contact:
United Association National Pension Fund
103 Oronoco Street
Alexandria, Virginia 22314
Toll-free: (800) 638-7442
Español – (800) 638-7442 ext. 93333
If you have questions or need help, please contact the UA Local 32 business office at (425) 277-6680 and ask to speak with the Benefits Specialist.
Estate planning gives your loved ones clarity and peace of mind, and lets you make decisions today about what should happen if you are unable to make decisions in the future. Most people don’t have an estate plan because it is typically expensive, time consuming, and difficult to work with attorneys. That’s why Local 32 has partnered with the leading digital estate planning provider, Trust & Will, to provide you with an easy-to-use tool to create an estate plan. This service is offered at no cost to you and will come with a beautiful and detailed packet that will make it simple for your loved ones with clear information that your family can rely on.
Who needs an estate plan
Anyone who is or has been married, has children or others they care for, is planning for retirement, has health concerns, or would simply like to make end-of-life planning for loved ones.
Types of plans
Trust-Based Estate Plan—Get all of the coverage of a Will-Based plan, plus avoid probate court by transferring your most important assets. Includes:
Revocable Living Trust
Schedule of Assets
Pour Over Will
HIPAA Authorization
Living Will
Power of Attorney
Certification of Trust
Will-Based Estate Plan—A plan for who will look after your children, what should happen to your assets, and how you’d like to be cared for when you need it. Includes:
Last Will & Testament
HIPAA Authorization
Living Will
Power of Attorney
How does it work?
Think of Trust & Will like the “TurboTax of estate planning”. They make it easy to create a Will Plan or Trust Plan in around 30 minutes without the need for an attorney. They can help you decide which plan is right for you, securely gather your information, and build a plan for you that is legally valid, state specific, and created to meet your individual needs.
Answer a few simple questions.
Create your estate plan by deciding what’s right for you and your family with options that are customized to your specific needs.Instantly download or ship your documents.
Instantly download your documents or request a complimentary shipment.Sign and notarize at your convenience.
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How to get started
Contact the UA Local 32 business office to receive the dedicated link to Trust & Will to get started. Once on the site, set up an account with your email and password. The service is free so you will not need to provide a credit card, and any costs mentioned will be automatically removed at checkout. There is a quiz to help you pick the best plan for you and prompts to guide you through the process.